The rules and conditions governing your use of the Kormiqo website.
Last updated: January 1, 2025
Please read these Terms of Service ("Terms") carefully before using the website located at kormiqo.com (the "Service") operated by Kormiqo ("us," "we," or "our"). By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access the Service.
Kormiqo is an international analytical and educational platform that publishes research, data analysis, and informational content related to living standards, housing affordability, food costs, and related economic indicators. All content on the Service is provided strictly for informational and educational purposes only.
The Service does not provide, and nothing on the Service constitutes:
You should always seek the advice of qualified professionals before making any financial, real estate, or other significant decisions.
We make reasonable efforts to ensure the accuracy and currency of data and analysis published on the Service. However, we do not guarantee that all information is accurate, complete, current, or free from errors. Data is derived from third-party sources and national statistical agencies, which may contain their own limitations or inaccuracies.
We are not liable for any decisions made based on information provided on the Service.
The content on the Service — including but not limited to text, analysis, charts, visual design, and layout — is the property of Kormiqo and is protected by applicable intellectual property laws.
You are permitted to:
You may not reproduce, republish, sell, redistribute, or create derivative works from the Service's content without prior written permission.
The Service references data from third-party organizations including the World Bank, OECD, IMF, Eurostat, and national statistical offices. This data is used for informational and analytical purposes. Kormiqo is not affiliated with these organizations. Referenced data retains any applicable rights held by the originating institutions.
By using the Service, you agree not to:
The Service may contain links to third-party websites for reference or citation purposes. These links are provided for convenience only. We have no control over external sites and accept no responsibility for their content, availability, or practices. Linking does not imply endorsement.
To the maximum extent permitted by applicable law, Kormiqo and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your access to or use of — or inability to use — the Service or its content, including any errors or omissions in any content.
In no event shall our total liability to you for any claims arising from your use of the Service exceed the amount you have paid to us (which, since the Service is free, is zero).
The Service is provided on an "as is" and "as available" basis without any warranties, express or implied, including but not limited to merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of viruses or other harmful components.
Your use of the Service is also governed by our Privacy Policy, which is incorporated into these Terms by reference.
We reserve the right to modify, suspend, or discontinue the Service (or any part of it) at any time without prior notice. We shall not be liable to you or any third party for any modification, suspension, or discontinuation.
We may revise these Terms at any time. The revised version will be indicated by a new "Last updated" date. By continuing to use the Service after any revisions, you accept the updated Terms.
These Terms shall be governed by and construed in accordance with generally applicable principles of international law. Any disputes arising under these Terms shall be resolved through good-faith negotiation, or if necessary, through binding arbitration or courts of competent jurisdiction.
If you have any questions about these Terms, please contact us: